Motorcycle Insurance in Sunrise, FL
Motorcycle insurance can help protect your finances in case of unexpected perils such as accidents and liabilities. At B R Taxes and Insurance, we can help you get appropriate coverage at a competitive price.
What Does It Cover?
While policy specifics may differ depending on your insurer and circumstances, motorcycle insurance typically offers the following:
- Collision coverage can help pay for your motorcycle’s repair after a collision, such as with a tree, or another vehicle.
- Comprehensive coverage can cover repair costs after a fire, natural disaster, theft or vandalism.
- Liability coverage can cover expenses related to causing bodily injuries or property damage to another person.
- Uninsured/underinsured motorist coverage can cover you and your passenger’s medical expenses if you are hit by an at-fault motorist with no insurance.
Talk to your broker if you’re interested in additional add-ons, such as accessories coverage and roadside assistance.
Why Do I Need It?
While Florida does not require motorcycle insurance to register the vehicles, lenders may ask for proof of coverage if your motorcycle is under a loan or lease. You may also need it to prove financial responsibility after an accident or to comply with state helmet laws.
How Much Does a Policy Cost?
Your insurer can consider different factors when calculating your premiums. These include:
- Motorcycle type and model
- Driving history
- Claims history
- Location
- Age
- Deductible
- Coverage selection
You can lower your premium by completing a safety course, paying a higher deductible or bundling multiple policies under the same insurer.
Where Can I Purchase a Policy?
If you want to learn more about your motorcycle insurance options, we’re here to help. Contact B R Taxes and Insurance to request a personalized quote.